Previously Known As : Lic Mf Government Securities Fund
Lic Mf Gilt Fund Overview
Category Gilt Fund
BMSMONEY Rank 17
BMSMONEY Rating
Gro. Opt. As On: 17-01-2025
NAV ₹57.5(R) -0.12% ₹63.15(D) -0.11%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 7.91% 5.43% 5.72% 6.8% 6.53%
LumpSum (D) 8.71% 6.19% 6.51% 7.61% 7.41%
SIP (R) -9.95% 4.75% 4.86% 4.92% 5.43%
SIP (D) -9.31% 5.52% 5.63% 5.69% 6.25%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-0.66 -0.23 0.51 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
2.02% -1.51% -0.69% - 1.39%
Top Gilt Fund
Fund Name Rank Rating
Axis Gilt Fund 1
DSP Gilt Fund 2
Sbi Magnum Gilt Fund 3
Icici Prudential Gilt Fund 4
Invesco India Gilt Fund 5
Bandhan Government Securities Fund - Investment Plan 6
Edelweiss Government Securities Fund 7
Uti Gilt Fund 8

NAV Date: 17-01-2025

Scheme Name NAV Rupee Change Percent Change
LIC MF Gilt Fund-Regular Plan-IDCW 16.57
-0.0200
-0.1200%
LIC MF Gilt Fund-Direct Plan-IDCW 18.2
-0.0200
-0.1100%
LIC MF Gilt Fund-PF Plan-IDCW 21.49
-0.0200
-0.1200%
LIC MF Gilt Fund-PF Plan-Growth 33.21
-0.0400
-0.1200%
LIC MF Gilt Fund-Regular Plan-Growth 57.5
-0.0700
-0.1200%
LIC MF Gilt Fund-Direct Plan-Growth 63.15
-0.0700
-0.1100%

Review Date: 17-01-2025

LIC MF Gilt Fund has shown poor performance in the Gilt Fund category. The fund has rank of 17 out of 19 funds in the category. The fund has delivered return of 7.91% in 1 year, 5.43% in 3 years, 5.72% in 5 years and 6.53% in 10 years. The category average for the same periods is 8.38%, 6.15%, 6.27% and 6.96% respectively, which shows average return performance of fund in the category. The fund has exhibited standard deviation of 2.02, VaR of -1.51, Average Drawdown of -0.38, Semi Deviation of 1.39 and Max Drawdown of -0.69. The category average for the same parameters is 2.24, -1.9, -0.57, 1.6 and -1.58 respectively. The fund has very low risk in the category.

Key Points:

  1. An investment of ₹10,000 in LIC MF Gilt Fund direct growth option would have grown to ₹10871.0 in 1 year, ₹11976.0 in 3 years and ₹13706.0 in 5 years as of today (17-01-2025).
  2. An SIP of ₹1,000 per month in LIC MF Gilt Fund direct growth option would have grown to ₹11385.0 in 1 year, ₹39159.0 in 3 years and ₹69187.0 in 5 years as of today (17-01-2025).
  3. standard deviation of 2.02 and based on VaR one can expect to lose more than -1.51% of current value of fund in one year.
  4. Sharpe ratio of the fund is -0.66 which shows poor performance of fund in the gilt fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -0.26
-0.11
-0.63 | 0.59 14 | 22 Average
3M Return % 0.34
0.59
-0.21 | 1.49 14 | 22 Average
6M Return % 3.01
3.34
2.56 | 4.35 16 | 22 Average
1Y Return % 7.91
8.38
7.33 | 9.41 16 | 22 Average
3Y Return % 5.43
6.15
5.27 | 7.18 17 | 19 Poor
5Y Return % 5.72
6.27
5.18 | 7.28 15 | 19 Average
7Y Return % 6.80
6.90
5.55 | 7.92 11 | 19 Average
10Y Return % 6.53
6.96
5.74 | 7.81 12 | 17 Average
15Y Return % 6.66
10.19
6.25 | 45.54 13 | 15 Poor
1Y SIP Return % -9.95
-9.42
-10.24 | -8.00 19 | 21 Poor
3Y SIP Return % 4.75
5.47
4.55 | 6.08 17 | 18 Poor
5Y SIP Return % 4.86
5.50
4.66 | 6.26 17 | 18 Poor
7Y SIP Return % 4.92
5.41
4.41 | 6.18 16 | 18 Poor
10Y SIP Return % 5.43
5.84
4.61 | 6.64 13 | 16 Poor
15Y SIP Return % 6.24
9.58
5.70 | 46.26 14 | 15 Poor
Standard Deviation 2.02
2.24
1.55 | 3.20 4 | 25 Very Good
Semi Deviation 1.39
1.60
1.16 | 2.33 3 | 25 Very Good
Max Drawdown % -0.69
-1.58
-2.74 | -0.50 2 | 25 Very Good
VaR 1 Y % -1.51
-1.90
-4.63 | -1.06 7 | 25 Very Good
Average Drawdown % -0.38
-0.57
-0.92 | -0.32 3 | 25 Very Good
Sharpe Ratio -0.66
-0.36
-1.10 | 0.00 24 | 25 Poor
Sterling Ratio 0.51
0.53
0.45 | 0.64 10 | 25 Good
Sortino Ratio -0.23
-0.13
-0.34 | 0.00 24 | 25 Poor
Return data last Updated On : Jan. 17, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -0.20 -0.06 -0.57 | 0.64 13 | 22
3M Return % 0.53 0.76 -0.05 | 1.63 15 | 22
6M Return % 3.38 3.68 2.88 | 4.51 15 | 22
1Y Return % 8.71 9.09 7.94 | 10.07 15 | 22
3Y Return % 6.19 6.83 5.78 | 7.75 17 | 19
5Y Return % 6.51 6.97 5.69 | 7.87 14 | 19
7Y Return % 7.61 7.60 6.15 | 8.56 10 | 19
10Y Return % 7.41 7.68 6.50 | 8.54 11 | 17
1Y SIP Return % -9.31 -8.83 -9.32 | -7.72 20 | 21
3Y SIP Return % 5.52 6.17 5.09 | 6.63 17 | 18
5Y SIP Return % 5.63 6.20 5.18 | 6.84 17 | 18
7Y SIP Return % 5.69 6.10 4.93 | 6.76 14 | 18
10Y SIP Return % 6.25 6.54 5.22 | 7.23 10 | 16
Standard Deviation 2.02 2.24 1.55 | 3.20 4 | 25
Semi Deviation 1.39 1.60 1.16 | 2.33 3 | 25
Max Drawdown % -0.69 -1.58 -2.74 | -0.50 2 | 25
VaR 1 Y % -1.51 -1.90 -4.63 | -1.06 7 | 25
Average Drawdown % -0.38 -0.57 -0.92 | -0.32 3 | 25
Sharpe Ratio -0.66 -0.36 -1.10 | 0.00 24 | 25
Sterling Ratio 0.51 0.53 0.45 | 0.64 10 | 25
Sortino Ratio -0.23 -0.13 -0.34 | 0.00 24 | 25
Return data last Updated On : Jan. 17, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D -0.12 ₹ 9,988.00 -0.11 ₹ 9,989.00
1W -0.22 ₹ 9,978.00 -0.20 ₹ 9,980.00
1M -0.26 ₹ 9,974.00 -0.20 ₹ 9,980.00
3M 0.34 ₹ 10,034.00 0.53 ₹ 10,053.00
6M 3.01 ₹ 10,301.00 3.38 ₹ 10,338.00
1Y 7.91 ₹ 10,791.00 8.71 ₹ 10,871.00
3Y 5.43 ₹ 11,719.00 6.19 ₹ 11,976.00
5Y 5.72 ₹ 13,209.00 6.51 ₹ 13,706.00
7Y 6.80 ₹ 15,846.00 7.61 ₹ 16,711.00
10Y 6.53 ₹ 18,831.00 7.41 ₹ 20,438.00
15Y 6.66 ₹ 26,312.00 ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -9.95 ₹ 11,342.50 -9.31 ₹ 11,385.26
3Y ₹ 36000 4.75 ₹ 38,704.54 5.52 ₹ 39,158.93
5Y ₹ 60000 4.86 ₹ 67,860.36 5.63 ₹ 69,186.60
7Y ₹ 84000 4.92 ₹ 100,059.12 5.69 ₹ 102,841.20
10Y ₹ 120000 5.43 ₹ 158,529.48 6.25 ₹ 165,496.44
15Y ₹ 180000 6.24 ₹ 294,108.66 ₹


Date Lic Mf Gilt Fund NAV Regular Growth Lic Mf Gilt Fund NAV Direct Growth
17-01-2025 57.5001 63.1465
16-01-2025 57.5671 63.2189
15-01-2025 57.3653 62.996
14-01-2025 57.2988 62.9217
13-01-2025 57.2773 62.8969
10-01-2025 57.6257 63.2756
09-01-2025 57.6404 63.2906
08-01-2025 57.6728 63.3249
07-01-2025 57.717 63.3722
06-01-2025 57.6055 63.2485
03-01-2025 57.555 63.1892
02-01-2025 57.5411 63.1727
01-01-2025 57.5206 63.1489
31-12-2024 57.6114 63.2474
30-12-2024 57.516 63.1413
27-12-2024 57.4585 63.0745
26-12-2024 57.445 63.0584
24-12-2024 57.4873 63.1023
23-12-2024 57.4845 63.0979
20-12-2024 57.4581 63.0652
19-12-2024 57.4958 63.1054
18-12-2024 57.7148 63.3445
17-12-2024 57.6483 63.2702

Fund Launch Date: 15/Nov/1999
Fund Category: Gilt Fund
Investment Objective: The primary objective of the scheme is to generate credit risk free and reasonable returns for its investorsthrough investments in sovereign securities issued by the central and /or state Government and/or anysecurity unconditionally guaranteed by the central/ state government for repayment of Principal and interestand/or reverse repos in such securities as and when permitted by RBI. However, there is no assurance thatthe investment objective of the Schemes will be realized.
Fund Description: An open ended debt schemeinvesting in government securities across maturity.
Fund Benchmark: I-Sec Composite Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.